American Venture Capital Bank was established in the United States. A major focus for the bank is helping consumers manage medical expenses. The Affordable Care Act, high-deductible insurance plans and ever growing out of pocket medical expenses expand the need for patients to have access to simple, easy to use payment solutions.

Working with the hospital, AVC Bank provides hospital patients with high-deductible health insurance plans, flexible no interest (0.0% APR) repayment options.

AVC Bank offers a proprietary, web-based, hospital patient lending management solution (PatientHelp) for hospitals and their patients. It is a powerful solution based on advanced technology that improves the patient payment process to hospitals, while at the same time delivering much needed help to the patients they serve. A proven process and trusted security you can rely on for improved patient satisfaction and loyalty.

The patient loan process

Patient schedules medical care from a hospital who partners with AVC Bank.

After the patient’s medical insurance deductible amounts are determined, the hospital may refer patient’s remaining balance to AVC Bank.

Patients apply with the bank for a payment plan to help pay the outstanding hospital balance interest free (0.0% APR).

Patient accounts may be used for additional hospital authorized surgeries or other medical procedures.

Patients receive 24/7 customer support, easy access account statements, manageable monthly payments and no early payoff penalty.

The invitation to participate includes the agreement, disclosures and other helpful information. Enrollment is quick and easy using convenient methods.